Please consider paying more if:

• Your financial instability experience is less than a year and will likely change in a year. Many people experiencing temporary instability have a greater sense of distress even though persistent instability has a larger impact on health and well-being.

• You live off passive income, work part-time voluntarily, or have a full time job.

• You have family that supports or can support you as needs arise.

• My health, race, gender, religion, physical ability, ethnicity, or skin color doesn’t impact my income.

• I have high earning power (even I'm not earning that much now) or my career is stable and progressing.

• I can cover my basic needs + some extras regularly.

• I make more than $57,000 annually. (Philadelphia's median income is $57,537).

• I have out-of-network insurance benefits or my health care expenses are not a burden.

 

Please consider paying less if:

• Your financial instability has been ongoing for more than a year and is unlikely to change.

• You work part-time but would like to work more, or you are not regularly employed.

• You support your family or have family who is unable or do not support you when needs arise.

• My health, race, gender, religion, physical ability, ethnicity, or skin color impacts my ability to work / earn money.

• I am struggling to pay more than minimums on debt or accruing debt for survival needs.

• I struggle to cover basic needs regularly.

• I make less than $57,000 annually. (Philadelphia's median income is $57,537).

• I use COBRA medical insurance, Medicaid or have no medical insurance coverage.

 

Adapted from other Philly practitioners: Nasrene Kordani, Dr. Sonia Williams-Joseph, and Dr. Beth Blum.